Pay: $38 per file
Loan Types: Business Purpose, DSCR, Bank Statement, P&L
Software: LauraMac (Experience Required)
We are seeking a highly experienced Final QC Underwriter to perform post-closing quality control review on closed mortgage files. This is a contractor role for someone who is confident in their ability to identify errors without supervision. The focus is on validating closed files for compliance, accuracy, and completeness— no one will be reviewing your work after you.
Conduct full post-closing audits on closed loans to ensure the file is clean, compliant, and accurate
Review and verify:
Data entry across the file
Income calculations on bank statement and P&L-based loans
Credit analysis for accuracy and completeness
Appraisal data for valuation consistency (not a full appraisal review)
Guideline application to ensure accurate decisioning was applied
Identify and document all discrepancies or exceptions
Work with non-QM loan types: business purpose, DSCR, bank statement, and P&L-based loans
Must have experience with LauraMac – no training will be provided
Previous experience in post-close due diligence, QC, or final audit roles
Deep knowledge of non-QM loan structures and documentation
Proven ability to work independently and catch errors with no oversight
High attention to detail and accountability
This is a remote 1099 contractor role , paid at a flat rate of $38 per file . We’re looking for a meticulous, experienced professional who takes pride in clean, accurate loan files.
If you are confident in your ability to ensure closed loans meet investor and regulatory standards— we want to hear from you.
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